Are your clients struggling to come up with a gift idea for their children or grandchildren? They could give the usual toys, but what about a gift that lasts a lifetime? Whether you’re a parent, grandparent or other loving relative, youth life insurance products are an affordable gift that provides future security for the children …
Every September, EMC National Life (EMCNL) coordinates with Life Happens to promote Life Insurance Awareness Month (LIAM). EMCNL is committed to providing you with engaging life insurance content for the campaign as well as throughout the rest of the year. Now is a great time to talk to your clients about their need for life insurance. Life …
There are many common misconceptions surrounding life insurance. At EMC National Life, we are here to help educate and debunk some of these myths. Below are the top five myths that keep consumers from buying life insurance: Now that we’ve debunked the myths of life insurance, it’s time to ensure your client’s family’s hopes and …
Most people own less life insurance coverage than what’s needed to meet their needs. EMC National Life is here to help you uncover your client’s needs by completing the simple L.I.F.E. assessment below. There are many reasons to own life insurance; most consumers want to be sure they are taking care of their family by …
Do you know how much life insurance you need? Most experts recommend up to 7x – 10x your income. It may seem like a lot, but ask yourself the following questions to figure out how much life insurance you need : Debt – What your current debt load? Income – How many years does your …
The way you express your love each day, whether through words or actions, strengthens your relationships and makes those close to you feel valued. Love can be expressed in many ways: a knowing glance, a kind deed, shared memories, a thoughtful gift, or words of encouragement. Getting life insurance is an expression of love that …
Single with no children Even if you aren’t married and without children, there are still financial obligations to fill if the unthinkable happened. Student debt, funeral expenses, mortgage payments and loans would fall on your loved ones’ shoulders if you were no longer here. Married or partnered When you are married or have a partner, …
Your life sales representatives (LSRs) are here to help! Here are some key ways they can assist you: Provide tips about how to start the life insurance conversation and uncover your client’s needs Answer any questions regarding products Help you develop an appropriate proposal that provides a solution to your client’s risk challenges Assist you …
Term life insurance is best suited for short-term needs. The monthly premiums are typically less expensive than whole life insurance premiums. A term life policy is meant to satisfy larger life insurance needs, such as mortgage protection or income replacement and will have an end point (term period) at which coverage will cease. Whole life …
