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Life insurance shouldn't be complicated.
Life insurance shouldn't be complicated.
Simplify Life Blog

Term vs. Whole Life Insurance

March 8, 2022
1 Min read
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Term life insurance is best suited for short-term needs. The monthly premiums are typically less expensive than whole life insurance premiums. A term life policy is meant to satisfy larger life insurance needs, such as mortgage protection or income replacement and will have an end point (term period) at which coverage will cease.

Whole life insurance is the right fit for life insurance that has long-term needs, such as final expense planning, burial coverage or estate taxes. It is simply a life insurance policy with no expiration date. You may pay more for this privilege, but it could be the right decision to help maintain your family’s lifestyle and financial stability.

Visit our website at emcnationallife.com or contact your local agent today to find out what product can help ensure your family’s hopes and dreams.

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